Savvy small business owners are constantly searching for products and services that will make their lives a bit less hectic. And the purpose of financial software is to simplify the back office functions of a business. Sounds like a match made in heaven, right?

No one said running a business would be easy, and the truth is, dealing with payroll can be a real pain in the neck. But there are some ways to make the processes easier.

After a close baby boomer friend lost her job, she asked me for some advice about how to consider new opportunities.

How much time and energy are you spending on managing your cash flow?

If it’s more than 5%..“Houston…we have a problem”…George and I talk about a range of teaching and evaluative tools for the betterment of your business…George says …“Truly effective management is about People, Planning, Projection, Cash Flow, Credit and the idea that if you can’t finance opportunity that’s a REAL ISSUE!!!”

http://justaskgeorgeradio.com/2012/the-brass-ring/

Author and finance expert George Lovato Jr. joins me again for a session on mid stage capital formation and other related topics.

Our guest on this segment says “don’t hate the creditor, hate the credit game”. Wayne Sanford AKA The Credit Guy is the author of “The Real World of Credit by Wayne Sanford” joins us on this edition of the Smallbiz Brain.

He’s George Lovato, Jr. the President and Principal of BH Capital Ltd.; Merchant Banker, Consultant, Author and Lecturer— George Lovato has extensive management experience in start-ups, corporate finance, computer system and software development, international trade development and relations, strategic planning, and sales and marketing development.

Timothy Hogan is the Author of the Book: “The Secrets of Wall Street: Raising Capital for Start-Up and Early Stage Companies”, and is the founding principal of Commonwealth Capital Advisors. Tim is also the creator of the Financial Architect System™- a unique, robust system designed to help businesses create the framework and documents required to raise capital.

ACH Federal is a unique provider of online payment processing services for small businesses and financial institutions. The Company provides banks with a simple Web-based technology platform to securely process ACH transactions through a terminal that provides direct access to the Federal Reserve.

In this edition I’m joined by Woody Tasch—a remarkable man who is framing (and fueling) a whole new way of thinking about the relationship of money, economies and capital to the earth.